PIB Summaries 24 October 2025
Content National Blockchain Framework Deendayal Antyodaya Yojana- National Rural Livelihoods Mission National Blockchain Framework Conceptual Foundations What is Blockchain? Distributed digital ledger recording transactions across a network of computers. Ensures immutability, transparency, traceability, and decentralization — without intermediaries. Each block is cryptographically linked to the previous one, making alteration nearly impossible. Governance Relevance Current government databases are centralized → prone to manipulation, data silos, and fraud. Blockchain introduces trust without intermediaries, ensuring data integrity, accountability, and auditability. Evolution Transitioned from cryptocurrency origins (Bitcoin, 2008) → to governance-grade distributed systems supporting secure transactions, documentation, and compliance mechanisms. Relevance: GS-2 (Governance & E-Governance): Public service delivery, transparency, accountability, and data integrity in administration. GS-3 (Science & Technology): Blockchain technology, digital infrastructure, cybersecurity, and data protection. GS-3 (Economy): FinTech, digital currency pilots, supply-chain traceability, and innovation ecosystems. Typology of Blockchains Type Nature Control Ideal Use Public Fully open None Cryptocurrency, citizen transparency Private Permissioned Single org (Govt/Institution) Governance, financial systems Consortium Semi-decentralized Multiple orgs Supply chain, inter-agency coordination Hybrid Public + Private Selective openness Smart governance, regulatory monitoring Genesis of the National Blockchain Framework (NBF) Initiated: March 2021 Launched: 4 September 2024 Budget: ₹64.76 crore (MeitY-led initiative) Objective: Create a unified architecture for blockchain-based e-governance, supporting interoperable, secure, and scalable public systems. Deployed across: NIC Data Centres – Bhubaneswar, Pune, Hyderabad. Documents verified: 34+ crore (as of 21 Oct 2025). Core Components of NBF Vishvasya Blockchain Stack (VBS) Indigenous modular platform forming the technical core of NBF. Features: Blockchain-as-a-Service (BaaS): Shared blockchain infrastructure for departments. Permissioned network: Only verified participants validate transactions. Distributed architecture: Multi-centre redundancy for resilience. Open APIs: Enables integration with e-Governance portals. Applications: Secure certificates, judiciary records, property documents. NBFLite – Blockchain Sandbox Sandbox environment for startups, academia, and R&D. Provides smart contract templates in sectors like supply chain, digital certificates. Promotes innovation, low-cost prototyping, and capacity-building. Praamaanik – App Verification Tool Blockchain-backed mobile app authenticity checker. Prevents fraud and malware by matching app credentials with blockchain-verified records. National Blockchain Portal Acts as a national repository and strategic policy hub for blockchain adoption. Enables standardization, cross-sectoral use, and policy transparency. Sectoral Blockchain Applications in Governance Sector Initiative Impact Education Certificate Chain (CBSE) Fraud-proof academic verification Citizen Services Document Chain – 48,000 docs verified Standardized verification for caste, income, birth certificates Health Aushada (Karnataka) Transparent medicine supply tracking Judiciary Judiciary Chain – 665 docs verified Electronic, time-stamped court orders Law Enforcement ICJS – 39,000 docs verified Integrates police, courts, prisons, and forensics Property Property Chain – 34 crore docs verified Immutable land record system, reduces litigation Logistics Supply Chain Blockchain Tracks goods’ movement, enhances accountability Institutional and Regulatory Integration Centre of Excellence (CoE) in Blockchain Technology – NIC Provides consulting, training, proof-of-concept support for ministries. Uses open-source blockchain frameworks — Hyperledger Fabric, Sawtooth, Ethereum. Promotes interdepartmental blockchain deployment. Role of Regulators TRAI: Implemented DLT-based SMS tracking for 1.13 lakh entities. Eliminated spam & phishing through end-to-end message traceability. RBI: Blockchain pilot for Digital Rupee (e₹) in retail since Dec 2022. Promotes financial inclusion, transparency, traceable digital payments. NSDL: DLT-based Debenture Covenant Monitoring System. Tracks asset cover ratios, creates audit trails → increases investor trust. Capacity Building and Skill Development Programme Conducting Agency Focus Skill Development Programme (214 programs) MeitY Trained 21,000+ govt officials in blockchain and ICT integration PG Diploma in FinTech & Blockchain (PG-DFBD) Digital India Corp. 900-hour course on Blockchain, FinTech, AI/ML BLEND (C-DAC) C-DAC Online course for engineers & developers FutureSkills PRIME MeitY + NASSCOM National re/up-skilling platform in 10 emerging tech domains including Blockchain Strategic and Policy Framework National Strategy on Blockchain (MeitY): Defines short- and long-term goals for blockchainadoption across governance, logistics, finance, and justice. Promotes open standards, interoperability, data privacy, and ethical deployment. Integration with Digital India & Aatmanirbhar Bharat: Encourages indigenous blockchain platforms, reducing foreign tech dependence. Future Use Cases (Proof of Concepts) Land Records: Immutable ownership trail. Blood Bank: Transparent donation-to-recipient tracking. GST Chain: Real-time tax monitoring for fraud reduction. Public Distribution System (PDS): Secure supply chain for food and subsidies. Agriculture Chain: Farmer-produce traceability and input authenticity. Challenges and Considerations Scalability: Large-scale adoption needs high computing capacity and network bandwidth. Interoperability: Multiple blockchains across departments must communicate effectively. Legal Framework: Absence of clear data protection and digital asset laws may delay standardization. Skilling Gap: Limited availability of blockchain-trained government personnel. Energy Efficiency: Need for low-energy consensus mechanisms (Proof-of-Authority > Proof-of-Work). Way Forward Expand blockchain integration across municipal services, healthcare, land management, and tax systems. Create interoperable blockchain standards through NIC and BIS. Institutionalize Blockchain-as-a-Service for startups via Digital India initiatives. Build indigenous consensus algorithms suited to India’s governance scale. Foster public-private-academic partnerships for scalable, secure blockchain ecosystems. Conclusion The National Blockchain Framework is India’s first nationwide, government-backed, permissioned blockchain ecosystem. It operationalizes the “Trust as a Service” model — a foundational pillar of Digital India 2.0. By integrating blockchain across governance layers, India is pioneering a transparent, tamper-proof digital state, enhancing both citizen trust and administrative integrity. With sustained focus on indigenous tech, capacity building, and interoperability, India is poised to be a global leader in blockchain-powered governance. Deendayal Antyodaya Yojana- National Rural Livelihoods Mission Introduction & Evolution Origin: Launched in 2011 (Mission mode); restructured from Swarnajayanti Grameen Swarojgar Yojana (SGSY). Renamed: Deendayal Antyodaya Yojana – NRLM in 2016. Implementing Ministry: Ministry of Rural Development (MoRD). Funding Pattern: Centrally Sponsored (shared between Centre and States). Vision: “Mobilize 1 woman per rural household into a self-managed SHG” and enable diversified, sustainable livelihoods for poverty reduction. Relevance: GS-2 (Governance & Social Justice): Poverty alleviation, women’s empowerment, skill development, and social inclusion. GS-3 (Economy): Rural development, entrepreneurship promotion, financial inclusion, and sustainable livelihoods. GS-3 (Agriculture): Agro-ecological practices, Mahila Kisan empowerment, and farm–non-farm income diversification. Core Mission Pillars Social Mobilization & Institution Building Formation of Self-Help Groups (SHGs) and their federations. Emphasis on women-led, self-managed institutions. Community Resource Persons (CRPs): Krishi Sakhi, Pashu Sakhi, Bank Sakhi, Bima Sakhi, etc. Financial Inclusion Universal SHG–Bank linkage; ₹11 lakh crore disbursed (2013–25). 98% repayment rate, highlighting credit discipline. Support via interest subvention & collateral-free loans. 47,952 Bank Sakhis deployed to bridge SHGs and banks. Sustainable Livelihoods Support for farm, non-farm, and micro-enterprises. 4.62 crore Mahila Kisans trained in agro-ecological practices. 3.74 lakh enterprises supported under Start-up Village Entrepreneurship Programme (SVEP). Social Development & Convergence Awareness campaigns on nutrition, gender issues, education, sanitation, domestic violence. Integration with MGNREGA, PMAY-G, PM KUSUM, and PMEGP. Quantitative Achievements (as of Oct 2025) 10.05 crore rural households mobilized into 90.9 lakh SHGs. 4.6 crore Mahila Kisans supported. 3.74 lakh enterprises created under SVEP. 47,952 Bank Sakhis deployed for rural financial inclusion. Rs. 11 lakh crore in credit accessed by SHGs (98% repayment). 17.5 lakh youth trained under DDU-GKY; 11.48 lakh placed. 56.69 lakh trained under RSETIs; 40.99 lakh settled. Key Sub-Components Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY) Focus: Placement-linked skill training (age 15–35). 17.5 lakh trained; 11.48 lakh placed (2025). Top States: Training: UP (2.44 lakh), Odisha (2.15 lakh), AP (1.33 lakh). Placement: Odisha (1.77 lakh), AP (1.17 lakh). Rural Self Employment Training Institutes (RSETIs) Focus: Entrepreneurship training (age 18–50). 56.69 lakh trained; 40.99 lakh settled. Top States: UP (7.55 lakh trained, 5.54 lakh settled), Rajasthan, MP, Karnataka. Community Cadres – Women-Led Transformation Role Function Scale (2025) Krishi Sakhi Farm extension, agro-ecological practices 3.5 lakh Pashu Sakhi Livestock management, animal care 3.5 lakh Bank Sakhi SHG–Bank linkage, credit facilitation 47,952 Bima Sakhi Insurance awareness & claim facilitation State-level pilots High-Performing States (2024–25) Area Leading States Key Performance SHG Mobilization Bihar, UP, Andhra Pradesh Max households mobilized Capitalization Support UP (₹1,23,326 lakh), Bihar (₹1,05,132 lakh) Exceeded targets Bank Loans to SHGs Andhra Pradesh (₹34,83,725 lakh) Highest disbursement Agro-Ecological Practices Maharashtra, UP, AP Highest Mahila Kisan coverage SVEP Enterprises Assam (9,557), Kerala (5,802), WB (4,933) Leading in micro-enterprises Skill and Market Development SARAS Aajeevika Melas: National-level marketing platforms for SHG products. 2025 edition (5–22 Sept, New Delhi) featured 1,200+ SHGs. Training of Trainers (NIRD&PR): 44 capacity-building programmes on marketing in 3 years. Digital Platforms: e-SHRAM, Aajeevika Mart, and SHG e-commerce portals integrated. Institutional Ecosystem Implementing Agencies: SRLMs (State Rural Livelihood Missions) under MoRD. Support Institutions: NABARD, NIRD&PR, SIDBI, Banks. Convergence Framework: NRLM integrates with NRLM–NREGA, DAY–NULM, PMEGP, RSETI, and DDU–GKY for holistic development. Impact Analysis Economic: Rise in household income, diversification of rural livelihoods. Social: Gender empowerment, collective bargaining, leadership roles for women. Financial: Enhanced credit culture, near-zero NPA among SHGs. Institutional: Strengthened grassroots democracy via SHG participation in Panchayats. Challenges Uneven SHG performance across states. Limited penetration in tribal and hilly regions. Credit dependence on select banks; need for digital financial literacy. Market access and branding challenges for SHG products. Skill mismatch in DDU-GKY placements (retention issues). Way Forward Digital Integration: Strengthen SHG e-commerce, blockchain traceability for rural products. Sustainability Focus: Promote green livelihoods and climate-resilient farming. Social Inclusion: Greater outreach to SC/ST, PwD, and minority women. Credit Deepening: Scale interest subvention and livelihood collectives. Monitoring: AI-based MIS to track SHG performance and outcomes. Conclusion DAY-NRLM stands as the world’s largest women-led poverty alleviation mission. With 10 crore+ women mobilized, ₹11 lakh crore credit flow, and multi-sector convergence, it is redefining grassroots empowerment. Anchored in Aatmanirbhar Bharat and Digital India visions, DAY-NRLM symbolizes India’s transition from welfare dependency to self-reliant entrepreneurship—transforming the rural economy through collective strength and women’s leadership.